Part of the problem is that out here in the middle of the country, public transportation is not terribly convenient for most people. If you don't live close enough to a line or your job isn't close, you're screwed. You either have to drive or find someone who can give you a ride. So, people take risks. I'm guessing some of them can afford the insurance and resent having to pay for something they don't think they need but others are deciding between rent/food and insurance. It's not good. Most people, obviously, do have insurance. But, there are plenty of people who don't.

// @kdfrawg